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Show your love for the Blues with the official Blues Checking account and debit card! 

You'll also support your community at no cost to you by using your Blues debit card. For every purchase you make with your Blues Checking debit card, Scott Credit Union will donate a percentage to the Scott Credit Union Community Foundation.

Earn as high as 3.05% APY* on your balance up to $25,000.

How to qualify for our Blues Checking interest rates:

  • To earn 3.05% APY - (1) Receive your monthly statement electronically. (2) Use your debit card for $1,500 or more in purchases per month.
  • To earn 2.05% APY - (1) Receive your monhtly statement electronically. (2) Use your debit card for $750 to $1,499 in purchases per month.

Other Great Benefits

  • Exclusive Blues debit card & checks
  • Save 10% on Blues merchandise when you use your debit card at the STL Authentics Team Store at Enterprise Center**
  • No monthly service fee
  • No minimum balance requirements
  • ATM Rebates up to $10/month when minimum requirements are met*
  • Easy access to your accounts through SCU Online and SCU Mobile
  • Overdraft Protection option
  • eAlerts & eStatements
  • Free Online Bill Pay
  • Free Mobile Deposit

Even if you don't meet the minimum requirements Blues Checking will still function with no monthly fees and pays 0.05% APY!


*Each cycle an electronic statement is received, 3.05% Annual Percentage Yield will be paid on balances up to $25,000 with debit card use of $1,500 or more. 2.05% APY will be paid on balances up to $25,000 with debit card use between $750 and $1,499 and 0.05% APY paid on all amounts over $25,000. Transactions must be posted and cleared by the last business day of each month. If requirements are not met in a cycle, balances will earn a 0.05% APY and no ATM rebates will be funded. ATM rebates up to $10 per cycle if requirements are met. Rates as of April 1, 2020. We may change the interest rate at any time after the account is opened. Fees may reduce earnings. 

**In-store only. Not valid online.

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